ATV
ATV insurance protects you and your off-road vehicle from financial losses due to accidents, injuries, or damage. Policies typically combine several coverages to ensure you’re covered on trails, private land, and in areas where insurance is required.
Core Coverages:
- Liability Coverage – Pays for third-party property damage and bodily injury if you’re at fault in an accident.
- Collision Coverage – Covers repairs to your ATV after colliding with another vehicle or object, regardless of fault.
- Comprehensive Coverage – Protects against non-collision perils like theft, vandalism, fire, hail, and falling objects.
- Uninsured/Underinsured Motorist – Covers your damages if you’re hit by a driver who lacks sufficient insurance.
- Medical Payments Coverage – Pays medical expenses for you and your passengers after an ATV accident, no matter who caused it.
Why It Matters
State requirements and terrain risks vary widely. Whether you’re riding public trails or private land, ATV insurance ensures you’re not left with hefty repair bills, medical costs, or legal liabilities. Always compare coverages, limits, and discounts to find the policy that fits your riding style.
Contact Us
Contact Neighbors Insurance Services LLC for more information about how to get a quote for ATV insurance.